
What is Enel X Pay?
The launch comes as Enel X Financial Services reaches a deal with SIA to develop new digital services that are simple and secure. The SIA platform enables digital payments in real time, while also offering the highest levels of reliability and performance, 24 hours a day, seven days a week.
“A reliable and innovative partner like SIA will allow us to take full advantage of the huge opportunities in open finance,” said Giulio Carone, CEO of Enel Financial Services. “Thanks to this strategic partnership we will be able to develop, and offer our clients, new payments and cashflow management services, starting with electric vehicles.”

The agreement with SIA is one of a series of recent accords designed to boost the presence of Enel X Financial Services in digital payments.
These include a link with Hubject that will make it easier to pay to recharge electric cars, and a deal with Stockholm-based Tinkthat will help the Rome-based company meet its customers’ demands for smart, digital financial services.
How does Enel X Pay work?
The solution is App-centric (available for both iOS and Android) and puts users fully in control of their finances from their smartphones.
Enel X Pay uses technology that’s in continuous evolution to simplify payments, offering a single account that can do everything previously carried out through multiple accounts, and do it in real time.
Customers can process physical and digital payments with a tap, divide expenses and send money to friends, manage their daily big or small expenses such as bills and taxes.
Account holders can also move money within the euro payments area, while the account analytics part of the App can show holders how they are spending their money, by categorizing the expenses.


Through Enel X Pay, we are expanding our platform of offers and products to financial services; a digital tool to easily manage financial transactions by relying on an innovative and trusted partner like Enel X. The disintermediation from traditional financial services gives us the option of entering a highly competitive sector, bringing our ability to innovate and develop new solutions, from advisory and financial management services to insurance services.
CEO of Enel X


Con il lancio di Enel X Pay rafforziamo la nostra posizione nel settore fintech, contribuendo alla diffusione dei pagamenti digitali e allo sviluppo dei servizi finanziari integrati con l'ecosistema di Enel. Il modello di business che stiamo guardando è quello di un'azienda Big Tech, che mette a disposizione dei clienti la propria capacità di innovare, contando su partnership strategiche con i principali fornitori tecnologici, al fine di offrire soluzioni ad alto valore aggiunto
CEO di Enel X Financial Services
The card
The family
Account holders with children aged between 11 and 17 years can open them a dedicate bank online account with their own Mastercard.
This option offers full parental control – it allows adults to check balances and payments, block certain categories of expenses, set spending limit and even approve transactions before they are completed. And, if necessary, to block the card.
