How do mobile payments work

What is mobile payment?


A mobile payment is any transaction made by using a device, such as a tablet or a mobile phone, instead of paying with cash or a card. In this way, consumers can use their phones to go shopping, get a haircut, take a taxi, eat in a restaurant, and more.


How to do mobile payments?


It’s really quite simple: by scanning a barcode on an app on your phone. Some mobile payment apps allow the user to simply tap their phone against a contactless credit card terminal at a store.


What are the advantages of using mobile payments?


The most obvious benefit of simple mobile payments is that they eliminate the need for a physical wallet and the need to withdraw cash from an ATM. This saves time, and is also safer because no one can see the contents of your wallet or purse, or see you making a withdrawal.


How do mobile payment systems work?


Consumers identify themselves through a fingerprint scan or a PIN number, and the mobile payment system generates an individual security code for each transaction. This makes mobile payments more secure than physical credit cards.


Enel X Pay: our offer


Enel X Pay, a financial solution offered by Enel X Payment Solutions, is a safe and agile mobile payment app that can be associated to an online bank account and a MasterCard. The Enel X Pay mobile payments app allows users to pay their bills and expenses securely, purchase goods and services, and transfer money easily. It also allows users to manage their finances in real time, because they can connect all their existing bank accounts under Enel X Pay for a complete overview of their finances in one place.

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